Crash course to become Vijay Malya or Nirav Modi ...
Take X amount loan from bank A.
Take 2X amount loan from bank B.
Repay X loan of bank A.
Since your credit rating is good bank A now willingly gives you 4X amout loan.
Repay 2X amount loan of bank B.
Now bank B will willingly provide you 8X loan.
Use this to repay bank A loan , continue this ( with help of personal contacts in bank and few politicians) till loan reaches more than 1000X , then book a flight out of india ... Simple ...
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